Why it matters
Your mortgage is typically the largest financial contract you will sign. Rates change, equity grows, and life evolves. The loan that fit at closing may not always be the best fit years later.
What I monitor
Potential PMI removal windows, meaningful refinance opportunities, equity milestones, and other decisions worth revisiting. When something is genuinely actionable for your situation, I reach out.
What ongoing advice can look like
Some clients I have worked with have crossed equity thresholds where PMI removal became worth requesting, or reached a point where a refinance was worth analyzing. Nothing is guaranteed, but the opportunities are easier to catch when someone is watching.