You should not need a finance degree
The mortgage industry is full of acronyms. LTV, DTI, PMI, DPA, MI, APR. I translate all of it. If something does not make sense, we slow down until it does.
Options worth understanding
Depending on eligibility, options may include conventional financing, FHA, VA, USDA, and down payment assistance programs. Each has its own requirements, benefits, and trade-offs, and there is often a better fit than the standard 20%-down story.
How we work together
We start with your goals and budget, then work backward into a plan. You will leave the first call with a clear picture of what may be possible for your situation and what a good next step looks like.